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Show the seller you’re serious by letting them know you’ve got cash on hand. You may save money by making a cash offer even it’s less than what they’re asking. Don’t talk price too early in the negotiations. But if it comes down to getting a seller to agree on a lower price, flashing cash may clinch the deal. Whether you arrange your financing ahead of time or just withdraw from savings, having cash at hand is more than just a great negotiating tool. It will also keep you from going over budget since you’ll be safe from expensive loan offers.
All the best,
Timben
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