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The easiest way to keep your auto insurance down is to have a perfect driving record, but for drivers with less-than-perfect histories, there are still ways to make the best of the situation.
If there is a flaw or two on your record, contact your local Department of Motor Vehicles to find out exactly how many points you have and when they expire. It may not be long before some of those points disappear, and your record improves. Wait until then to get insurance quotes.
Make sure there are no errors on your record, like a ticket you never got or a typo in your birth date. It costs a little to get a copy of your driving record, but it doesn’t cost anything to correct it. You’ll save a lot more in the long run by fixing any mistakes.
All the best,
Timben
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