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A credit card that delivers rewards can be a good deal. Just make sure you study the fine print in the offer or card agreement, and decide if the benefit is worth it. Web sites like these can help:
* www.creditcards.com
* www.e-wizdom.com
* www.creditcardscenter.com
According to the Wall Street Journal, cash reward cards give back around 1 percent. That means you have to charge a lot to earn any substantial savings. And you also have to spend quite a bit to earn enough frequent flier miles to take that Caribbean vacation you’ve been dreaming about.
But if you do use one credit card for your purchases, a rewards card might be a smart move. Just remember, if you don’t pay off your balance every month, you may get stuck paying more in interest than you earn in rewards.
All the best,
Timben
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