Credit – Ban pre-approved credit junk mail

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“You’re pre-approved for thousands with our platinum card,” proclaims that tantalizing offer from you mailbox. But that offer can pile up interest charges, build debt, and raise your risk of identity theft. Don’t be tempted, especially if you’re debt prone. Instead, help yourself save money by opting out.

Opting out means you ask the credit card bureaus to strip your name from their marketing mailing lists – the source of most pre-approved credit offers. Tell the bureaus to block those enticing envelopes for just two years or for life.

To opt out by phone, call toll-free 888-567-8688. You’ll be asked for personal information, including your name, telephone number, and social security number. Don’t worry – these details remain confidential and are only used to process your request. Just remember, you may have to fill out and return a consent form if you want the offers to stop permanently.

The offers won’t stop coming right away, so what can you do while you wait? Don’t risk a rip-off that could ruin your good credit rating. Before you throw that “junk” mail away, shred all pre-approved credit offers right down to confetti size. A whole offer in your trash can help thieves steal your identity, but confetti just leaves them frustrated.



All the best,



Timben