Saturday, October 3, 2009

Banking Services – Escape the ATM surcharge trap

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Don’t get nickel and dimed to death by automated teller machine (ATM) fees. Use these tips to help avoid them.

* Use your own bank’s ATMs whenever possible.

* Find out if your bank belongs to a selective surcharge network. If so, you can use an ATM from any bank in the network without being charged for a fee.

* Ask for cash back when you use your debit card for a purchase.

* If you’re shopping for a bank, consider major banks with far-flung ATM networks or online banks.

* Plan ahead so you never have to make an “emergency trip” to fee-charging ATM.



All the best,



Timben

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